Loan Eligibility Calculator

Advanced FOIR-based model (bank-level). Enter borrowers' details to get a detailed eligibility report.
Detailed Bank Report
Fill inputs and click Check Eligibility.
Affordability Summary
Loan Amount vs Tenure
Chart shows how eligible loan amount grows with tenure (combined eligible EMI fixed).
Vertical green = requested tenure. Vertical orange = conservative max tenure (shortest borrower's allowable tenure).
FAQs

FOIR stands for Financial Obligation to Income Ratio. It is the percentage of your net monthly income that banks allow for EMIs + other obligations.

Banks cap loan repayment age. For salaried applicants we assume completion age 60; for self-employed completion age 65. Max tenure = (MaxCompletionAge - currentAge).
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