Home Budget Calculator

Use sliders to estimate maximum affordable home budget.

Savings / Available Down Payment (₹)

Default: ₹500,000

EMI You Can Afford (₹ / month)

Default: ₹25,000

Loan Tenure (years)

Default: 20 yrs

Interest Rate (annual %)

Fixed by you

Based on your affordable EMI, tenure and interest rate.

Monthly EMI (input)

₹ 25,000

Maximum Loan

₹ 0

(loan from EMI, tenure & rate)

Total Property Budget

₹ 0

Loan + Down payment

Total Payable (loan)

₹ 0

Principal + interest over tenure

Total Interest Paid

₹ 0

Over loan tenure

Quick notes

EMI used to compute maximum loan: the higher the tenure, the larger the loan for the same EMI.
Property budget = Loan + Available savings (down payment).
These are estimates; for formal pre-approval consult a lender.